Sunday, November 13, 2016

It is stupid to buy a BRand New Vehicle, EVER!!!

I had to do it!  Yes, I had to get rid of my truck note, It was killing my wealth.  According to Dave Ramsey, having a car note is the first thing that needs to go when trying to become debt free.  But, this was not an easy feat. I was $10,000 upside down on my truck note!  I prayed earnestly to God for a solid year asking God for the opportunity to get this money to pay off the difference. 


 

A bit of history, I got the truck the day before thanksgiving in 2015. Why I did that, I do not know. I was very impressed with my negotiating skills I suppose.  I had been wanting to get a Toyota tundra since 2008, and I felt as if the time for me to have my truck had come.  WRONG!  It is never the right time to get stuck in a high car note.  My note was $702/month and $200 insurance for a total of $902/month.  I can’t afford that, what was I thinking?  Every month Id watch Dave Ramsey and try to plan my budget.  I prayed with fervor that I could get the money to get out of this truck note. God finally answered my prayer!!!

The answer to my prayers came in the form of a Nursing strike in Minnesota!  Thank you, Minnesota; you have been good to me!  The money I made on that strike allowed me to get out of two financial holes I had dug myself in.  Both debts were $10,000 each.  Thank God for Minnesota! 

Fast forward to last week.  Well last week I wanted to sell my truck for the quote that was originally given. In June I was offered $30,000 for my truck, last week I was offered $27,000, 28,000, and finally 29,000. The $29,000 came from another Toyota dealer surprisingly!  A bit of advice, if you purchase a brand new truck, do not expect to sell it back for a good/righteous price. Everyone is out to make a dollar. Remember that! 
 

Don’t by items you can’t pay cash for!  I wish I had listen to my own advice. Im sad that I actually signed the lease and I am happy that God made a way out of it.  These days I am going to buy a bike first then I will buy a cheap vehicle for emergencies. If you don't have the cash to buy an item, don't buy the item!

Also, I tried to sell the truck on craigslist for an entire year. NO luck, only people trying to scheme you and hustle, “time wasters.”  I might do a youtube video on this one.  It feels so good to not have to come up with that car note money before the 9th of each month. I am very happy though!!!!!!!

Monday, May 23, 2016

Changing my life through Minimalism!

I would like to talk about how I plan on changing my life through minimalism. I can’t say that I am a true minimalist but I do subscribe to the philosophy. I love the fact that getting rid of clutter is a lifestyle. But, what I want to do is learn how I can apply the healthy eating to my life style and also decreasing debt. I will become accountable to my audience and post weekly or daily on my progress.  My goals are as follow:

 1. Continue to educate myself on minimalism, 2. Lose about 100LBs  3. Get out of debt.  I believe if I can achieve all these goals my quality of life will improve.  Debt causes one to work more hours than necessary.  And the eating out at fast food places is detrimental to the mind and body.  So if I have anyone that is interested in doing this with me let me know. I will let May 24, 2016 be my start day to achieve my goals.  I will post and be accountable daily if I can on my progress.

Monday, April 25, 2016

Nothing wrong with a BBW!

What's wrong with a BBW?  Nothing, I believe. As a matter of fact, I believe they life span is longer than the gym chics lifespan.  Sexy slimes who don't go to the gym are not classified as gym chics, they can be BBW-slims. 

 Follow me for a minute. the heart is a muscle and society has taught us that more exercise is good for the heart but I refute this in my latest article, 1. what good is exercise if the DIET DOES NOT CHANGE. Change your diet and you wont need exercise. 2. the heart is a muscle similar to a car engine, if you work this muscle to much is will fail. Any object in the world will fail after it is worked for a long period of time. Whereas sitting on the couch is also dangerous because the engine is just collecting dust. But for this blog I am focused mainly on over exercising.

 I do not believe over exercising profits the body, not one bit. Its detrimental. I believe our hearts only have a certain amount of beats per life span and if your on the tread mill five days a week for 10hours a day, welllllllll. Look at football players who die and are superbly healthy. This is just my take. Do what you will, but I am not going to the gym, I will go bike riding and play some basketball and baseball. 

Tuesday, April 19, 2016

Jesus and Homo's

Would Jesus be friends with homosexuals? Would he attend they social get together/party? Would he openly defend them against the Sanhedrin council? Jesus did hang with zachias whom everybody hated, he was a known sinner; yet Jesus ate dinner at his crib. It appears our job is to be fisher of men, not to be cleaners of men. 

I only wonder, because are we modern Christians the new Pharisees? They hated the adulteress sin so much that they wanted to stone her. Homo's would get stoned also if it wasn't a hate crime. Would Jesus stand by the homo and be like, "let he who has not sinned cast the first stone?" I just want to know how Jesus would treat gays?

Approved by Leon Ash

Monday, March 7, 2016

Remember the acronym "ASL"

Who knows what the acronym "asl" stands for?  I know people from the 90's who when the internet first started we used this in chat room sites. Back in those days when you got on a chat, it wasn't possible to know or see who you were talking to so the first thing you would do is type "asl." This stands for "Age,Sex and Location." That was just a brief history on the internet.  Welcome to Internet History 101.


www.terrellash.com

Sunday, February 14, 2016

It's All Spiritual


I now believe all things are spiritual, let me explain.  I have always known all things was spiritual but it didn’t dawn on me until today. Why is it that you will be presented with a temptation but it’s not the best of the temptations.  Let me be clearer. I like a BBW but, I also like a nice slender.  Years ago, I was tempted by a BBW and a nice slender. What I didn’t know back then was that this was not a sexual temptation, though I thought it was.  See, if it was a true sexual temptation, then the BBW and the nice slender would have been top notch beauties, but they were NOT! So, what type of temptation was it?  It was a temptation that would lead to emotional distress and spiritual bondage.
 
  The goal of the enemy was not sex, but emotional and mental bondage that these women would bring into my life. It is often more severe to receive a person’s spirit than it is to receive their disease.  One of the women dealt with depression and the other dealt with low self-esteem.  Before I met these two women, these emotions never crossed me. Thus, now I understand it’s all spiritual. The way you get a person’s spirit is through physical and emotional attachment, the act of opening up ones gates.  There is a perfect reason to AVOID fornicating with every female you meet. You don’t want to leave with her spiritual flaws/issues.